In business, speed is often the difference between those who grow and those who get left behind. And one of the fastest ways to gain speed is access to money that is not your own.
That’s what debt gives you: acceleration.
Instead of waiting five years to save for expansion, you can start this year. Instead of moving at the pace of your savings, you can move at the pace of opportunity.
The poor see debt as delay, because they use it to service consumption.
The wealthy see debt as acceleration, because they use it to fund opportunity at the right time.
Every entrepreneur will face this choice:
Do you wait until your cash balance is ready, or do you step in when the market is ready? Those who wait for cash arrive late. Those who understand leverage enter at the right time.
Debt is not just about money. Debt is about timing.
Dr. Smith Ezenagu is the Chairman of Esso Group, a diversified conglomerate shaping real estate, finance, education, and media. Dr. Smith Ezenagu is recognized as a real estate & investment mogul, life coach, and private equity expert. He leads Esso Group and its subsidiaries: Esso Properties (awarded Nigeria’s Most Innovative Real Estate Company in 2024 and recognized as the best real estate company in Nigeria), Esso School of Enterprise (the leading institution equipping entrepreneurs), and Esso Capital (delivering smart, trusted financial solutions across Nigeria).